Live life without worry at David Larson Financial
Planning for life or covering your over the top liability? We have the resources to help keep you covered for the things that matter most.
Life insurance is a contract between an insurance policyholder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person.
Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. Personal umbrella policies are typically made in excess of a person’s homeowner’s and automobile insurance. Coverage varies by the company, and detailed comparisons can be constructed showing the differences.
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